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阳光保险“三重劫”：财险失守，罚单如雨，老将谢幕_蜘蛛资讯网

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罚单暴露了其内控与风控体系的系统性不足，亟待系统性提升。　　核心管理层的新老交替虽属自然规律，但关键岗位的流失与高管团队年龄结构老化，为管理连续性与战略稳定性蒙上阴影。而财险业务的结构性短板、综合成本率高企、科技赋能效能不足、投资收益率与头部同业差距显著，更是直接制约了其整体盈利能力的提升与跨越。　　这三重压力相互交织，深刻考验着阳光保险的战略定力、改革决心与执行效能。未来，唯有在夯实合规底线、优

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