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2.5%,非车险保费占比50.6%,同比提升4.5ppt;CoR同比-0.3ppt至98.8%,其中赔付率/费用率分别同比+2.5ppt/-2.8ppt;车险CoR同比-1.6ppt至98.1%,车险中家用车保费占比提升3ppt,新能源车险保费占比提升2.1ppt。  投资面临一定高基数,同比表现稳健  1H25阳光净/总投资收益率分别为3.8%/4.0%,1H24公司债券投资形成一定高基数效应,

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